Automobile Loan Services for Consumers

Our goal is to provide the best possible service to our customers.

BCI Financial makes loans to individuals through automobile dealerships throughout New England.

It is our goal to provide the best possible service to our customers. Our strong expertise is built on the quality and reputation of our staff. They are highly qualified and ready to assist you to make your experience dealing with BCI an excellent one.


Questions about our Customer Services, visit our frequently asked questions page or contact us.  Your comments and suggestions are always welcome.

The Automobile Loan Process

BCI only makes Automobile Loans to consumers through our network of dealerships. When you began the search for your vehicle you may not have heard of BCI. We have been in the auto lending business since 1998. We are happy to have you as a customer and look forward to meeting your financial needs!

How loans go through the process:

  1. The process begins once you locate a vehicle you are interested in! After you decide on a vehicle you would like to purchase, you will be directed to the finance office at the dealership.
  2. The finance manager will take your application and forward it to BCI -- and possibly to other lenders.
  3. A qualified credit analyst at BCI will review your credit application and credit file to make a decision whether to approve it. Once the dealership receives notice of the approval, they generate a Retail Installment Contract along with any other supporting documents for you to review and sign.
  4. Once the paperwork has been agreed to and signed by you and the dealer, you are free to drive away happily in your new vehicle!
  5. Within two weeks, you will receive a welcome letter and a payment book with information on your loan and instructions on where to send your payments.

Automobile Loan Customer Service

customer-serviceCustomer Service is our number one priority at BCI. Our offices are open Monday through Friday from 8:30 a.m. to 5:00 p.m., excluding major holidays.

You may contact us with any of your customer service needs.  Our professional team will be happy to assist you.


A number of consumer forms are available online to assist you with common customer service issues.  Please learn more about them in the tabs above to see if they meet your needs.


Questions about how we manage customer information, read our Privacy Policynew-window-icon

Automatic Monthly Payment Service

BCI offers an Automatic Monthly Payment Service to our customers free of charge.  It’s fast, easy and worry free.  Simply read the three steps thoroughly below, before selecting the form to download online.

  1. Click here to access our Automatic Monthly Payment Formnew-window-icon.
  2. Print a blank form by clicking File -> Print and manually fill in the blanks.
  3. Return the completed form to our office using either method below to ensure the security and privacy of your personal information.

Note: Don't forget to sign the form where indicated.

BCI Financial Corporation
P.O. Box 876
Cheshire, CT 06410

Fax# (203) 439-9404


Questions about how we manage customer information, read our Privacy Policy * new-window-icon

Change of Address Notification Form

We understand that people move from time to time which results in an address change.

For your convenience, BCI offers our customers the ability to change your address via a simple form downloadable online.

You can use this Change of Address Notification Form* new-window-icon to notify us of any changes to your address, and for ease of use the instructions are included in the form.


Questions about how we manage customer information, read our Privacy Policy * new-window-icon

If you still have questions or feedback on how we can make our Customer information and processes better, contact us by phone or email and select 'Customer Service' as the recipient within the drop down list of the email submission form.

* pdf_icon Adobe PDF Reader required.  Click here to download your free copy. new-window-icon

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