Services For Auto Loan Customers

Our goal is to provide the best possible service to our customers.

BCI Financial makes auto loans to individuals through automobile dealerships throughout the Northeast USA.

It is our goal to provide the best possible service to our customers. Our strong expertise is built on the quality and reputation of our staff. They are highly qualified and ready to assist you to make your experience with BCI an excellent one.

For questions about our Customer Services, visit our frequently asked questions page or contact us.  Your comments and suggestions are always welcome.

Beautiful Happy Couple Bought A Car In The Dealership

The Automobile Loan Process

BCI only makes Automobile Loans to consumers through our network of dealerships. BCI has been in the auto lending business since 1998. If you are not already a customer, we look forward to meeting your financial needs!  If you are already a customer, thank you for your business!

How the loan process works:

  1. Find a dealer or vehicle you are interested in! After you decide on a vehicle you would like to purchase, you will be directed to the finance office at the dealership.
  2. The finance manager will take your application and forward it to BCI — and possibly other lenders.
  3. A qualified credit analyst at BCI will review your credit application and credit file to make a decision whether to approve the application. Once the dealership receives notice of the approval, they generate a Retail Installment Contract along with any other supporting documents for you to review and sign.
  4. Once the paperwork has been agreed to and signed by you and the dealer, you are free to drive away happily in your new vehicle!
  5. Within two weeks, you will receive a Welcome Letter and a payment book with information on your loan and instructions on payment options along with our contact information.

Automobile Loan Customer Service

Customer Service is our number one priority at BCI. Our offices are open Monday through Friday from 8:30 a.m. to 5:00 p.m., excluding major holidays.

You may contact us with any of your customer service needs at (203) 439-9400 option 4.  Our professional team will be happy to assist you.

Automatic Monthly Payment Service

BCI offers an Automatic Monthly Payment Service to our customers free of charge.  It’s fast, easy and worry free.  Click on the Automatic Payment Authorization Form below to signup.

To make changes to an existing automatic payment, please follow the instructions below and select the Change to Existing Automatic Payment option in the online form.

Fully Digital Process with eSignature

  1. Access our online Automatic Payment Authorization Form below.
  2. Complete all required fields, then select Agree & Sign to submit online.
  3. You will be able to save a PDF version* of the final form immediately after submission online, and receive a copy of your submission via email address provided.

Change of Address Form

We understand that people move from time to time which results in an address change.

For your convenience, BCI offers our customers the ability to change your address online.  It’s fast, easy and worry free.  Click on the Change of Address Form below to make a change.

Fully Digital Process with eSignature

  1. Access our online Change of Address Form below.
  2. Complete all required fields, then select Agree & Sign to submit online.
  3. You will be able to save a PDF version* of the final form immediately after submission online, and receive a copy of your submission via email address provided.

Fee Schedule

  • Returned Check Fee – $10.00 *
  • Late Charge Fee – Based on Contract

 

* Or less based on state law

If you still have questions or feedback on how we can make our customer information and processes better, contact us by phone or email and select Customer Service as the recipient within the drop down list of the email submission form.